Medicare

Hospital Insurance

Medicare Part A covers inpatient care, hospice support, and some home health services for patients.

🟠 Medicare Part A covers inpatient hospital stays, skilled nursing facility care, and some home health services.

🟠 Most people don't pay a premium for Part A if they’ve worked and paid Medicare taxes for at least 10 years.

🟠 While there’s no premium for most, Part A requires deductibles and co-pays for certain services.

a woman laying in a hospital bed with an iv in her hand
a woman laying in a hospital bed with an iv in her hand
Medical Insurance

Medicare Part B includes outpatient services, such as doctor visits and necessary lab work assistance.

🟠 Medicare Part B covers doctor visits, outpatient services, preventive care, and some home health care.

🟠 Part B requires a monthly premium, which can vary based on income.

🟠 Part B has a deductible and typically requires 20% coinsurance for most covered services.

Medicare Advantage plans incorporate A & B and additional benefits, such as prescription drug coverage and dental.

🟠 Medicare Part D helps cover the cost of prescription medications.

🟠 Part D plans are provided by private insurance companies approved by Medicare.

🟠 Part D requires a monthly premium, and costs may vary depending on the plan and medications.

Prescription Drugs
person holding round clear container
person holding round clear container
blue and white medication pill
blue and white medication pill
woman in white shirt smiling
woman in white shirt smiling

🟠 Part C combines coverage from Parts A and B, often including additional benefits like vision, dental, and prescription drugs.

🟠 Offered through private insurers approved by Medicare, Part C may have different costs and coverage options.

🟠 Part C plans may offer extra perks like wellness programs and reduced out-of-pocket costs.

Medicare Advantage
black and white bed linen

Stay informed about Medicare options and benefits