Below is a comprehensive list of our insurance coverage

✅ Medicare Part A covers inpatient hospital stays, skilled nursing facility care, and some home health services.

✅ Most people don't pay a premium for Part A if they’ve worked and paid Medicare taxes for at least 10 years.

✅ While there’s no premium for most, Part A requires deductibles and co-pays for certain services.

✅Medicare Part B covers doctor visits, outpatient services, preventive care, and some home health care.

✅ Part B requires a monthly premium, which can vary based on income.

✅ Part B has a deductible and typically requires 20% coinsurance for most covered services.

✅Part C combines coverage from Parts A and B, often including additional benefits like vision, dental, and prescription drugs.

✅ Offered through private insurers approved by Medicare, Part C may have different costs and coverage options.

✅ Part C plans may offer extra perks like wellness programs and reduced out-of-pocket costs.

✅ Medicare Part D helps cover the cost of prescription medications.

✅ Part D plans are provided by private insurance companies approved by Medicare.

✅ Part D requires a monthly premium, and costs may vary depending on the plan and medications.

✅ The Affordable Care Act (ACA) aims to provide accessible health insurance for everyone, regardless of pre-existing conditions.

✅ It created a marketplace where individuals and families can compare and purchase health insurance plans, often with subsidies.

✅ The ACA mandates that insurance plans cover preventive services, like vaccinations and screenings, at no extra cost.

✅Through the Federal Marketplace, you may qualify for subsidies like premium tax credits and cost-sharing reductions that make your coverage more affordable.

✅ Choose from a variety of plans that fit your needs—whether you need basic coverage or a plan with more comprehensive benefits.

✅ Health insurance plans through the Federal Marketplace cannot deny coverage or charge higher premiums based on pre-existing conditions.

✅ All Marketplace plans must cover key health services, including preventive care, emergency services, maternity and newborn care, mental health services, and more.

✅Premium Tax Credits: These credits reduce the cost of your monthly premiums, making health insurance more affordable.

✅ Cost-Sharing Reductions: If you qualify for a silver plan, cost-sharing reductions can lower your out-of-pocket expenses, such as deductibles, copayments, and coinsurance.

✅ Medicaid: If you meet specific income guidelines, you may qualify for Medicaid, which provides free or low-cost health coverage to eligible individuals and families.

  ✅State-Based Marketplace – Georgia Access is a state-run platform to help residents find and enroll in health insurance plans.

✅ Affordable Coverage Options – Offers a variety of plans, often with financial assistance for eligible individuals and families.

✅ Personalized Enrollment Help – Provides resources and support to guide residents through the insurance selection process.

✅Expert Guidance – Certified agents help individuals and families choose the right Georgia Access health plan.

 ✅ Free Assistance – Their services come at no extra cost, making it easier to navigate health insurance options.

✅ Licensed and Trained – Agents are certified by Georgia Access to provide accurate and reliable enrollment support.

✅The Open Enrollment Period is your annual chance to apply, renew, or change your health insurance plan. Dates vary, so be sure to mark your calendar! You can sign up for a Marketplace plan even without a qualifying life event.

✅ You can qualify for a Special Enrollment Period if you experience certain life events, such as:

• Losing health coverage (job loss, aging out of a parent’s plan, etc.)
• Getting married or divorced
• Having a baby or adopting a child
• Moving to a new state